Positive Pay is a process of validating/confirming the key details of cheques to deter cheque fraud (applicable on high-value cheques amounting to Rs 50000/- and above). Please refer to the RBI's circular number RBI/2020- 1/41/DPSS.CO.RPPD.No.309/04.07.2005/2020-21, issued on September 25th, 2020.

Almost all banks are offering positive pay marking facility through Mobile APP / Net Banking.